Excel doesn't love you. We do.
Saldoo is a financial dashboard that understands your bank, your spending and your goals — no spreadsheets required.
Bez karty kredytowej. Bez haczyków.
How does it work?
Four steps from chaos to full control
Add your expenses
Upload a CSV from your bank or manually add recurring expenses. Works with ING, PKO, mBank, Revolut and any bank that exports CSV.
Pick your strategy
50/30/20, 70/20/10, zero-based — choose a budget philosophy that fits your lifestyle. Or build your own.
Check off and never forget
The TODO list shows you which bills this month are already paid and which are waiting. No more forgotten payments.
See, analyse, grow
Charts, trends, live exchange rates — all in one place. You'll see things your bank never showed you.
Everything in one place
Fewer tabs, less Excel, less stress.
Where does the money go?
Charts more detailed than your bank ever shows. See exactly how much you spend on coffee, fuel and those 'small' purchases that somehow always add up.
A TODO list for your bills
Check off which expenses this month are already paid — no more 'did I pay that?' at 11:58pm before the deadline.
Your currency, your rules
Live exchange rates. Have accounts in EUR and PLN? See everything in the currency you choose.
Bank import in one click
Upload a CSV from ING, PKO, mBank, Revolut. Saldoo figures out the transactions and assigns them to categories automatically.
Your budget philosophy, not ours.
50 / 30 / 20
Needs, wants, savings. The classic that actually works.
70 / 20 / 10
More freedom to live, less pressure to save.
80 / 20
Simple rules for people who hate complicated systems.
60 / 30 / 10
For those who want to live well and still save.
Build your own
Add your own tags and labels. Saldoo adapts to you, not the other way around.
Your data. Only yours.
We don't run any database with your finances. You are the sole owner — literally.
Your Google Drive, not our server
All financial data goes to your own Google Drive account. You have full control — view, export or delete it whenever you want.
Encrypted. We can't access it.
Data is encrypted before it ever reaches Google Drive. Even if we wanted to, we have no way to read it.
Zero database on our side
Saldoo does not store your transactions on its own servers. No database = no data breach. Simple.
Saldoo is free right now.
No credit card. No hidden fees. Join, start controlling your finances and tell us what you think.
Join Saldoo